--- title: "Trustpair alternative: Trustpair vs RealPayee compared (2026)" description: "Trustpair vs RealPayee: account validation against banking data versus verifying the real person behind a bank-detail change. Where each wins, a comparison table and when to choose which." url: https://realpayee.com/alternatives/trustpair canonical: https://realpayee.com/alternatives/trustpair date_published: 2026-10-05 date_modified: 2026-10-05 author: RealPayee --- # Trustpair vs RealPayee > Trustpair validates that a vendor's bank account belongs to that vendor, using banking data across 190 countries and 20+ ERP and P2P connectors. RealPayee verifies that the real vendor contact or executive actually requested the change or payment, out-of-band. Enterprises with SAP or Coupa and global suppliers often fit Trustpair; mid-market teams on NetSuite, QuickBooks or Xero often fit RealPayee. Many teams need both checks. _Reviewed 2026-10-05 · By RealPayee_ ## What Trustpair is Trustpair is a France-based fraud prevention and account validation platform for the procure-to-pay cycle. Its site describes instant and international account validations at vendor onboarding, continuous monitoring of the vendor database, and checks on payment files before they are executed. Basware signed an agreement to acquire Trustpair on August 26, 2026, and Trustpair's site now announces the acquisition as completed. Basware positions the combination as invoice-to-payment assurance: Basware confirms the invoice, Trustpair confirms the payment reaches the intended supplier. ## Trustpair vs RealPayee at a glance | | Trustpair | RealPayee | | --- | --- | --- | | What it checks | That the bank account belongs to the vendor, using banking data | Whether the real person (the vendor's known contact, or the real executive) actually made the change or request | | Main trigger | Vendor onboarding, vendor-database monitoring and payment files | Vendor bank-detail changes and payments above a threshold, detected in NetSuite, QuickBooks, Xero, Bill.com or Ramp | | How it confirms | Automated account validation | Out-of-band by SMS, Slack or Microsoft Teams: phone-bound approval, or government ID plus live selfie | | Typical stack | Enterprise ERP and P2P (SAP, Coupa, Ariba, Oracle, Kyriba and more) | NetSuite, QuickBooks, Xero, Bill.com, Ramp | | Coverage | 190 countries (per Trustpair) | Wherever the vendor contact or executive can receive SMS, Slack or Teams | | Moves money | Checks payment files before execution; your ERP and bank make the payment | Never moves money. Holds the change or payment, then releases or blocks it | | Evidence | Validation results and monitoring alerts | Audit record of who confirmed, how and when, for auditors and cyber insurers | | Pricing | Not published; contact sales | Starter $250/month, Growth from $750/month, Enterprise custom | ## Where Trustpair wins - **Account ownership data.** Trustpair checks the account itself against banking data, which a person-verification step does not do. - **Global coverage.** It advertises validations in 190 countries, useful for large international supplier bases. - **Enterprise connectors.** 20+ native connectors including SAP S/4HANA, SAP Ariba, Coupa, Kyriba and Oracle ERP Cloud. - **Continuous monitoring** of the whole vendor master file, not only the records that change. - **Certifications.** Its site lists SOC 2 Type 2, SOC 1 Type 2 and ISO 27001. ## Where RealPayee wins - **It verifies the person, not just the account.** Account validation can pass when an attacker uses an account opened in a name that looks right, or when the request itself is fake. RealPayee asks the real contact to confirm. - **High-value wires and executive requests.** RealPayee also holds payments above a threshold and fake CEO or CFO requests, not only vendor records. - **Mid-market stack.** Built for NetSuite, QuickBooks, Xero, Bill.com and Ramp, with published starting prices. - **Confirmation in tools people already use**: SMS, Slack or Microsoft Teams, with phone-bound approval or ID plus live selfie. ## When to choose which ### Choose Trustpair if - You run SAP, Coupa, Ariba or Oracle and need validation built into that flow. - You pay thousands of international suppliers and need bank-data checks across many countries. - Your main gap is proving account ownership at onboarding and monitoring the whole vendor file. ### Choose RealPayee if - You run NetSuite, QuickBooks, Xero, Bill.com or Ramp and want a control live quickly. - Your losses or near misses came from emails that looked like real vendors or executives. - You need evidence that a real, known person approved each change for auditors or your insurer. - You want to see it on your own flow first: [book a demo](https://realpayee.com/demo). ## Can you use both? Yes. Account validation answers "does this account belong to this company?" and person verification answers "did the real contact ask for this?". Teams with large or international supplier bases often run both. ## Frequently asked questions ### Is Trustpair part of Basware? Basware signed an agreement to acquire Trustpair on August 26, 2026, and Trustpair's website now announces that Basware has completed the acquisition. Trustpair continues to operate under its co-founder and CEO, according to the announcement coverage. ### Does RealPayee validate bank account ownership like Trustpair? No. RealPayee verifies the person behind the change or payment request, out-of-band, and keeps an audit record. It does not check the account against banking data. If you need account-ownership data, pair RealPayee with an account validation service. ### Which is better for a mid-market company? It depends on your stack and risk. If you run NetSuite, QuickBooks or Xero and your exposure is fake bank-change emails and fake executive requests, RealPayee is usually the faster fit. If you pay many international suppliers from an enterprise ERP, Trustpair's coverage is a strength. ## Sources - [Trustpair: product overview](https://trustpair.com/) - [ITPro: Basware to acquire Trustpair to strengthen payment fraud prevention](https://www.itpro.com/business/acquisition/basware-to-acquire-trustpair-to-strengthen-payment-fraud-prevention) - [Accel-KKR: Basware signs agreement to acquire Trustpair (Aug 26, 2026)](https://www.accel-kkr.com/basware-signs-agreement-to-acquire-trustpair/) ## Related - [Compare: manual callbacks vs bank-account validation vs RealPayee](https://realpayee.com/compare) - An honest comparison of approaches to stopping vendor-impersonation and fake payment requests. (markdown: https://realpayee.com/compare.md) - [Vendor verification: how to verify vendor bank details before you pay](https://realpayee.com/vendor-verification) - A practical guide to vendor verification for finance teams: how to confirm vendor bank-detail changes, run callbacks, and prevent vendor impersonation fraud. (markdown: https://realpayee.com/vendor-verification.md) - [Eftsure vs RealPayee](https://realpayee.com/alternatives/eftsure) - Eftsure vs RealPayee: payee verification with a $1M guarantee versus verifying the real person behind each bank change and high-value payment. Strengths, gaps and when to choose which. (markdown: https://realpayee.com/alternatives/eftsure.md) - [Best vendor verification software (2026)](https://realpayee.com/best-vendor-verification-software) - The best vendor verification software in 2026, compared honestly: RealPayee, Trustpair, Eftsure, PaymentWorks, Tipalti, Medius, BILL, Ramp, plus identity tools Persona and Pindrop. What each checks and who it fits. (markdown: https://realpayee.com/best-vendor-verification-software.md) --- Canonical HTML: https://realpayee.com/alternatives/trustpair · Site index: https://realpayee.com/llms.txt · Book a demo: https://realpayee.com/demo